Interest Free Credit

DivideBuy is an Interest-Free Credit provider. In partnership with us at Smithers of Stamford, we bring you 0% APR credit for any products online over £400.00, in-store or online. You can Spread the Cost on one or multiple qualifying items online by simply clicking the DivideBuy button.

You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer. Your application will take just 60 seconds to complete and we will provide an immediate decision allowing you to complete your purchase.

Once approved, you electronically sign your agreement and we will process your order. Please note after you place the order a 10% deposit will be taken by phone from us,  then the rest of the 90% will be on 0% finance. If finance is not approved we pay you back the 10% deposit. Canceled orders by the customer the 10% is non-refundable.

With your DivideBuy account you get access to these great features: